NIEGHBORHOOD LOANS EAST TX

YOUR MORTGAGE

powered by your neighbor

NIEGHBORHOOD LOANS EAST TX

YOUR MORTGAGE

powered by your neighbor

TAP INTO YOUR HOME'S EQUITY WITHOUT LOSING YOUR CURRENT LOW MORTGAGE INTEREST RATE

a home equity loan or heloc may be right or you

Unlock your home's hidden potential: Imagine using your equity to buy assets, fuel a business, or crush high-interest debt—all with rates lower than most loans. Ready to turn your home into a financial powerhouse? Get in touch with one of our associates now.

FIRST TIME HOME BUYERS, LISTEN UP.

think you've been priced out of the housing market? think again.

Many first-time homebuyers don’t buy a home because they think they can’t afford it. A lot of people believe you need a 20% down payment—but that’s simply not true. In some cases, we have loan options such as down payment assistance loans that can get you into a home with no down payement.

PAY YOUR DEBT DOWN FAST WITH VELOCITY BANKING

a home equity loan or heloc may be right or you

A strategy called velocity banking, when done correctly, can be a powerful tool. Here’s how it works: instead of letting high-interest debt or a traditional mortgage slowly drain your cash flow, a HELOC—a Home Equity Line of Credit—can be used as a financial hub.

RURAL EAST TEXAS: EXPLORE $0 DOWN USDA LOANS.

many homes just minutes outside towns qualify, and buyers are often surprised to learn they’re eligible.

USDA loans are designed for buyers in eligible rural areas, and the biggest benefit is simple: zero down payment. That’s right—not 20%, and not even 3.5% required.

WHAT IS A REVERSE MORTGAGE?

Are you 62 or older and wondering how to make your retirement years more comfortable without selling your home?

A reverse mortgage allows eligible homeowners to convert a portion of their home’s equity into cash—without required monthly mortgage payments. The home remains yours, and the loan is typically repaid when the home is sold or no longer your primary residence.